This is a complete health insurance policy for the family which covers medical expenses incurred by a person due to any illness or injury. There is a considerable saving in premium as the entire family is covered under one policy with single sum insured.
All Day Care procedures are covered.
Expenses incurred towards Emergency Domestic Medical Evacuation.
Coverage for New born Baby
Coverage for Domiciliary hospitalization treatments
100% Sum insured will be restored automatically in case of exhaustion of Sum Insured in the policy
Recharge benefit provides additional indemnity up to specified limits, when the sum insured under the policy is exhausted
No Medical tests required up to the age of 50 Years
Life Long renewal for health insurance
Tax rebate available as per provision of Income Tax Rules under section 80-D
Room Rent Limit
Rs.5000 per day
ICU Daily Rent Limit
Post Hospitalization Expenses
Minimum Hospitalization Period
Day Care Procedure Coverage
All procedures covered
Automatic Restoration of Sum Insured
100% of SI
Pre-Existing Disease / Illness coverage
After 48 months
Waiting Period for New Policy
20% on every claim for age Above 60 yrs.
Above age 50 years
Free Health Checkup
After 3 claim free years, Max 5000
Up to 750 per hospitalization, Max 1500 per policy year
New Born Baby Cover
Up to 10% sum insured, Max.Rs.50,000
10% of SI - Max.Rs. 1Lac; Not available for Donor screening and Post-Donation Complications Provided Claim for transplantation Payable
No Claim Bonus
25% of SI for first year and later 10% of SI - every claim free year - Max Accumulation 100% of SI