Senior Citizens Red Carpet plan is a comprehensive health insurance plan for Senior Citizens which covers medical expenses incurred by a person due to any illness, disease sickness, injury or accidents
Highlight:
Pre-existing diseases are covered after 12 Months
No Medical tests are required
Guaranteed life long renewals
Cover for Medical Consultation as an out-patient
No third party Administrator, direct in-house claims settlement
Network of more than 6000 Hospitals accorss India
Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title
Description
Room Rent Limit
Up to 1% of sum insured, max 6000
ICU Daily Rent Limit
Up to 2% of sum insured
Post Hospitalization Expenses
Up to 7% of hospitalization expenses, max 5000
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Specified procedure covered
Pre-Existing Disease / Illness coverage
After 12 months
Waiting Period for New Policy
30 days
Co-Payment
Up to 50%, depending upon claim
Ambulance Expenses
Up to 600 per hospitalization, Max 1200 per policy period