Plans for Individuals
Plans for Families
Optima Vital is a critical illness health plan which is designed to cover all major illnesses. It helps to supplement the existing health plan in case of any critical illness which may involve huge treatment expenses.
Pre-Existing Disease / Illness coverage
After 48 months, 24 months for specific diseases. Will get reduced by 1 year on every continuous renewal of your Optima Vital policy
Waiting Period for New Policy